It’s become a fact of life here in the United States that we’ve managed to create a healthcare system NO ONE can afford to use if they are paying out of their own pockets.
One of the things you learned very quickly while growing up in our household was, “Money doesn’t grow on trees, you know!” That was my dad’s way of saying that we were poor. Not grinding-into-the ground, begging-for-food poor, but we started out with much less than our neighbors had. In fact, I was born into a 35-foot travel trailer in my Maw Maw’s back yard in 1961. And within two years, I had had two sisters, too! Read more
I think we all have this person in our lives: “I take care of myself. Don’t ask anyone for anything. I just want everybody to take care of themselves and that’s that! I can take care of myself!”
The notion of taking care of yourself and not being super dependent on others has some attraction for many of us, and is a source of pride, even. But there are times when it just makes sense to accept help that’s offered. Read more
I talk about the nuances of funding health insurance all the time. From big ideas on how to reduce spending and how the pharmacy industry works, to rebates and profit margin limitations, I’ve hit a lot of topics in Straight Talk (and most of those are just in the past few months!). Read more
As time passes and you watch your health insurance premiums creep upward, as has unfortunately happened quite a bit in the past few years, it’s good to remember that fully 26% of that premium is used to buy nothing but prescription drugs for our members. I’ve written about this before, but here’s how each dollar in premiums paid by our members broke down in 2021: Read more
*With thanks to Phil Ellis, Ph.D.!
One of the coolest things about being a Blue Cross and Blue Shield of Louisiana member (as over 1.9 million Louisianians are!) is that we are part of the Blue Cross Blue Shield Association that covers health insurance for 119 MILLION Americans across plans! Think about that for a minute … Read more