Category: Cost of Healthcare

Category: Cost of Healthcare, Health Insurance

How Do You Feel About Surprises?

Let me ask you a hypothetical question. Would you rather:

  1. Pay a $500 bill that you were totally expecting, or
  2. Pay a $300 bill that was a total surprise?

As the person who keeps track of bills and payments due for my family, I say there is NOTHING worse than a bill you weren’t expecting. No matter how much I owe, if I know about it up front, I can plan, estimate, maneuver, borrow or do whatever I have to do to pay that bill on time.

If I get ambushed, though… Grrrrr!!!! Don’t like it. Much more stressful. Read more

Category: Cost of Healthcare, Government Programs, Health Insurance

My Son Just Turned 26 and He’s Off My Insurance! What Do I Do Now?

Legislation, both state and federal, has a unique way of imposing rather artificial life transitions on us. When I turned 15 years old in the mid-70s, I was immediately eligible (after taking a VERY simple test and paying $5) to drive a car, alone, anywhere I wanted to go. No auto insurance was required, by the way. At my 18th birthday, I was legally able to join the military, vote, and buy and drink alcohol. I was dubbed by society at that point a fully featured “adult.” In the 70s.

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Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Medicare for All: What are the Risks?

I watched the Affordable Care Act completely change the way health insurance is paid for and delivered over the past decade. Today, I think it’s prudent to apply some of what I’ve learned on those front lines to the current healthcare debate: Medicare for All.

As you might expect, there are many risks and many unknowns in this proposed massive undertaking that would re-route 20% of our country’s Gross Domestic Product (GDP).

Here are the top 10 things I believe will have to be carefully thought out before such a program has a chance of success. Read more

Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Is Single-Payer Healthcare a Single-Sided Salad Bar?

According to a new Kaiser Family Foundation poll, which asks Americans about healthcare topics each month, support for Medicare-for-all, which we’ve called “singlepayer healthcare” in these pages, has narrowed in recent months. In a poll conducted Oct. 3 – 8, 2019, 51% of those polled said they favor a national health plan and 47% opposed. That’s a 5% drop since the beginning of the year.

It seems Americans are starting to think similarly to me – single-payer healthcare will narrow our choices when it comes to healthcare. Read more

Category: Cost of Healthcare, Health Insurance

Whither Gene Therapy?

In my lifetime, I have been blessed to see advances in medical science that literally saved my life.

In 1983, at 22 years old, I was diagnosed with a malignant form of bone cancer in my right femur. Cancer was, of course, much more of a deadly condition back then. I qualified for a clinical trial with four other male subjects who were about my age and had the same condition. I was given a brand-new chemotherapy combination in a brand-new delivery method, and within three months, 80% of my tumor was dead or inactive. Read more