It’s Expensive, I Don’t Use It Much
As we were developing our recent Straight Talk posts that dealt directly with terminology, how health insurance pays for your health care, and how your out-of-pocket spending and your health insurance carrier’s spending relate to your premiums, another question kept coming up. This one came specifically from younger folks with health insurance. It went something like this: Read more
Very recently on Straight Talk, I wrote a piece designed to help you understand your health insurance. This explained what all the words –deductibles, networks, claims, etc. – really mean. I also broke down who pays for what when a medical bill shows up. You might remember the three payment zones – the deductible zone, the coinsurance zone and the max out-of-pocket zone.
As soon as we published that piece, I heard this question: “So Mike, how do copays fit into all this stuff?” Read more
Summer is usually a slow season in the health insurance policy world. But not summer 2022. A lot is happening, and I want to keep you updated on all of it. I appeared on WRKF Radio’s Talk Louisiana with Jim Engster on Monday, Aug. 15. We talked about what’s going on in the health care world. Read more
When I was young, my dad and I spent a lot of time, days even, in boats on the water. One time, when I was about 11, we were crawfishing. We had a large aluminum boat loaded with two smaller boats (pirogues) and a lot of other gear. Read more
As my lovely bride of 35+ years will tell you, I’m a bit of a new-gadget person (that’s like saying Tiger Woods might have hit a golf ball or two in his time). I’ve always been fascinated by new technology and new ways of getting things done. So, as you might imagine, I have quite a collection of toys and apps. Would it surprise you to know I started computer gaming on home computers in 1981? Or that I’m still at it? Yep, last night was “Halo Night!” That’s the reality of me. Read more
Sometimes I’m just overwhelmed by how much the internet, specifically search engines, has changed our lives. A few nights ago, my lovely wife and I were watching one of our favorite British cop shows, “Inspector George Gently,” on Amazon Prime. (I highly recommend it – GREAT show!). Read more
