Category: ACA and Policy

Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

The Full Cost of a Public Option, Part 2 | Proposed Changes

Two weeks ago in Straight Talk, I gave you the background of the Individual health insurance marketplace. As you recall, it began in the United States in 2013 when the federal government introduced, also known as the health insurance exchange. (As an aside, the ACA just marked 11 years in existence – more on that history here.)

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Category: ACA and Policy, Cost of Healthcare, Health Insurance

The “Buggy Whip” Solution to Surprise Billing

Years ago, I saw a wonderful movie called “Other People’s Money.” If you haven’t seen it, I highly recommend you do, especially the monologues in the last 20 minutes of the film. Really first-class lessons in economics and capitalism encoded into a movie.

At one point in the movie, a merger and acquisition specialist (played by Danny DeVito) uses this (paraphrased) example to explain how technology changes our lives: Read more