Category: Cost of Healthcare

Category: ACA and Policy, Cost of Healthcare, Health Insurance

What’s the Deal with Copays?

Very recently on Straight Talk, I wrote a piece designed to help you understand your health insurance. This explained what all the words –deductibles, networks, claims, etc. – really mean. I also broke down who pays for what when a medical bill shows up. You might remember the three payment zones – the deductible zone, the coinsurance zone and the max out-of-pocket zone.

As soon as we published that piece, I heard this question: “So Mike, how do copays fit into all this stuff?” Read more

Category: Cost of Healthcare, Health Insurance

Want To See Something Cool? Watch This:

As my lovely bride of 35+ years will tell you, I’m a bit of a new-gadget person (that’s like saying Tiger Woods might have hit a golf ball or two in his time). I’ve always been fascinated by new technology and new ways of getting things done. So, as you might imagine, I have quite a collection of toys and apps. Would it surprise you to know I started computer gaming on home computers in 1981? Or that I’m still at it? Yep, last night was “Halo Night!”  That’s the reality of me. Read more