Two weeks ago in Straight Talk, I gave you the background of the Individual health insurance marketplace. As you recall, it began in the United States in 2013 when the federal government introduced Healthcare.gov, also known as the health insurance exchange. (As an aside, the ACA just marked 11 years in existence – more on that history here.)
Part 1: Background
Since early in 2013, American citizens who don’t get an offer of affordable health insurance through work (that’s about 10% of working adults) have had another significant coverage option.
My Mom has a wonderful way of dispelling fear, anxiety and trouble with just a few words. I guess when you make it to 82 (don’t tell her I told you how old she is!), you pick up a few things along the way.
About things in the future that could be problematic: “Don’t borrow trouble! Today has enough!” Read more
Whew! I can’t tell you how happy I am when election season ends. I’m always hopeful for the new candidates, but also a bit saddened by the vitriol that seems to pop up prior to and during such elections, every time. That’s another reason to celebrate the end, I think.
I’m already getting emails….
“Mike, what does a new president and administration mean for Louisiana and health insurance?” Read more
Note from Mike: Yeah, I know there was an election this week. We are waiting for the final results and I’ll be back soon with my take. In the meantime, remember that, no matter the outcome, health insurance for 2021 is not changing. Read the post below for more on your options next year.
You ever wake up and feel like you’ve got a bullseye on your back? Like there’s so much going against you that the most prudent course of action would be just to get back under the bed covers. Like, life’s going to just gang up on me again today so why bother? Read more
A little over 10 years ago, I was sitting in a tiny hotel room in Washington, D.C., waiting for a phone call from a friend who is a lobbyist for our Blue Cross and Blue Shield Association. It was Christmas Eve 2009, and we were awaiting the final vote of the U.S. Senate on the Affordable Care Act (ACA). I remember very clearly thinking that there was nothing to stop the then-Democratic majority from passing the ACA. Certainly, they had put a ton of work, time and effort into the law. But — they put much less time into gaining the trust of the opposition.