What a Long Strange Trip It’s Been: Are Health Insurance Premium Prices Going Down?

Has any topic in the past decade or so been more confusing, messier, or more fraught with political and personal angst than health insurance premium pricing? Let’s break down what’s been going on, starting with the Employer Health Insurance Market, where 90% of us get our healthcare coverage.

Employer-Based Healthcare
Nationwide, employers […]

By |August 14th, 2018|Bertaut's Blog, costs, rates|0 Comments

The Employer Mandate | Are you in good standing with the IRS?

Back in 2014, when the Affordable Care Act took effect, the IRS required businesses to start counting their employees in a very different way than they had ever been required in the past. Businesses kept submitting these counts every month and year, but didn’t hear much from the Feds about […]

By |August 7th, 2018|Uncategorized|0 Comments

A Glorious Opportunity! And You Can Attend for Free!

Every now and then, a real opportunity comes along to make yourself smarter, more efficient and more productive. The good ones, in my experience, are few and far between. On Thursday, Aug. 23 at the Hyatt Regency New Orleans, one of the best will take place.

I’m talking about our third […]

By |July 26th, 2018|Uncategorized|2 Comments

What Is Going On with Risk Adjustment Payments?

You may have seen news coverage recently about changes to something called the “risk adjustment program.”  In this blog, I’ll explain what that means and whether or not it will affect you.

Earlier this month, the Centers for Medicare & Medicaid Services (CMS) announced that it was suspending the risk adjustment […]

By |July 18th, 2018|Bertaut's Blog, costs|2 Comments

Will An Association Health Plan Make My Insurance Cheaper?

Last fall, the President signed an executive order that REQUIRES three federal agencies to formalize some Affordable Care Act (ACA) escape routes. The agencies recently started to issue final rules on those orders, and I have some thoughts on these things now that they are more concrete. Let me Straighten […]

By |July 13th, 2018|costs, rates|4 Comments