I talk about the nuances of funding health insurance all the time. From big ideas on how to reduce spending and how the pharmacy industry works, to rebates and profit margin limitations, I’ve hit a lot of topics in Straight Talk (and most of those are just in the past few months!). Read more

As time passes and you watch your health insurance premiums creep upward, as has unfortunately happened quite a bit in the past few years, it’s good to remember that fully 26% of that premium is used to buy nothing but prescription drugs for our members. I’ve written about this before, but here’s how each dollar in premiums paid by our members broke down in 2021: Read more

*With thanks to Phil Ellis, Ph.D.!

One of the coolest things about being a Blue Cross and Blue Shield of Louisiana member (as over 1.9 million Louisianians are!) is that we are part of the Blue Cross Blue Shield Association that covers health insurance for 119 MILLION Americans across plans! Think about that for a minute … Read more

2022 was quite a ride. As Straight Talk prepares to take a break for the last two weeks of year, I’m counting down my five top stories in health care and health care policy. Read more

We’re still talking about the fix for Family Glitch. Remember, that’s the new federal change that allows spouses and dependents to shop on Healthcare.gov WITH SUBSIDIES if the cost of family coverage through an employer is too high.

So, who is the Family Glitch Fix going to help? Eventually, millions of people. Read more

It’s the end of the year. I know you are busy. Due dates and holiday parties. But don’t forget to spend some time thinking about health insurance for 2023, especially if you buy an individual plan for you and your family. Read more