In the world I work in, there are two basic types of health care. One is CORRECTIVE care, where something has already gone wrong and you are trying to fix it. Read more

For those on Medicare, the critical date of Dec. 7 is right around the corner. Yes, that date is well known as Pearl Harbor Day, but for Medicare beneficiaries, it’s also an important date because it’s the last day of the Annual Enrollment Period. This is your opportunity to choose a 2022 Medicare plan, with coverage starting on Jan. 1. Read more

I know we haven’t talked about prescription drugs much lately, but  this seems like a good time to revisit the conversation around prescription drugs and how they affect your health insurance coverage. Read more

Part of my job as a health care economist for Blue Cross and Blue Shield of Louisiana is to talk to people, explaining health care costs and what Blue Cross does to safeguard your health care premium. A very common question I get hit with is whether the money we’ve spent over the past 18 months or so treating COVID-19 patients has translated into higher health insurance rates for our customers. Read more

Healthcare.gov Open Enrollment 2021-22

So, it’s 1985, and 24-year-old me is having a conversation with my Dad about credit cards…

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We’re still talking Open Enrollment here at Blue Cross! When I started working in healthcare, PPO, HMO, and all of those terms confused the heck out of me. I’ve learned a lot since then and I want to pass along some of that knowledge of the basics. Read more