Category: Cost of Healthcare, Health Insurance

Straight Talk on Payment Zones

I talk about the nuances of funding health insurance all the time. From big ideas on how to reduce spending and how the pharmacy industry works, to rebates and profit margin limitations, I’ve hit a lot of topics in Straight Talk (and most of those are just in the past few months!).

But sometimes I realize I need to step back and make sure we are all on the same page about the basics. After all, some things are too important to settle for assumptions. This video (2:33) explains just how your money works for you in all the payment zones of health insurance. From premiums to accumulators like copayments, deductibles and coinsurances, knowing the payment zones will help you understand how much you could pay when you get care.

Looking for more information about the payment zones? I wrote this post about coinsurance and this one about copayments.

Posted on: February 16, 2023

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