Tag: cost-sharing reductions

Category: Cost of Healthcare, Health Insurance

The Government Is Trying Hard to Keep Your Business Open

It’s hard to imagine a bigger financial disruption for our state’s businesses than we are seeing right now. Between federal and state orders to stay at home because of the COVID-19 health threat and a global glut of oil happening at the same time demand is dropping, leading to VERY low oil prices, nearly every sector of Louisiana’s economy is being beaten up pretty badly.

As a business owner, especially if you have a small business (which the federal Small Business Administration defines as a business with fewer than 500 employees), what can you possibly do to take care of your employees and keep your enterprise ongoing?
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Category: Government Programs, Health and Wellness, Health Insurance

Even More Adjustments to Help Our Members Deal with the COVID-19 Pandemic

As the COVID-19 outbreak and our responses continue to evolve, it is very important to us at Blue Cross that you know the resources we have available to help you make it through this crisis.

We are continuously updating our COVID-19 webpage, and posting important information on additions or changes to Blue Cross services, programs or benefits to help our members during this crisis. We also include links to the agencies in charge, like the U.S. Centers for Disease Control & Prevention (CDC) and Louisiana Department of Health. Please check www.bcbsla.com/covid19 out often to see the newest news from us.
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This is a photo of people sitting on a bench with text that reads "If the ACA Goes Away, What Changes? Will People Lose Coverage Completely? Straight Talk."

Category: ACA and Policy, Government Programs, Health Insurance

If the ACA Goes Away, Part 3: Will People Lose Coverage Completely? If Yes, How Many?

Congratulations! You have managed to hang in through two parts of a rather elaborate series in which I’m trying to show what could happen if courts uphold the current court decision in Texas v U.S. declaring the Affordable Care Act (ACA) unconstitutional.
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This is an image with digital devices and text that reads: "If the ACA Goes Away, What Changes? Will Health Insurance Costs Go Up, Or Down? Straight Talk."

Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

If the ACA Goes Away, Part 2: Will My Health Insurance Costs Go Up, or Down?

In my last installment of Straight Talk, I started to give you some real-world details about what would happen if the Affordable Care Act, recently determined to be unconstitutional entirely by a federal district court judge in Texas, actually ended.
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Category: ACA and Policy, Cost of Healthcare, Health Insurance

What a Long Strange Trip It’s Been: Are Health Insurance Premium Prices Going Down?

Has any topic in the past decade or so been more confusing, messier, or more fraught with political and personal angst than health insurance premium pricing? Let’s break down what’s been going on, starting with the Employer Health Insurance Market, where 90% of us get our healthcare coverage. Read more

Category: ACA and Policy, Cost of Healthcare, Government Programs, Health and Wellness, Health Insurance

Will An Association Health Plan Make My Insurance Cheaper?

Last fall, the President signed an executive order that REQUIRES three federal agencies to formalize some Affordable Care Act (ACA) escape routes. The agencies recently started to issue final rules on those orders, and I have some thoughts on these things now that they are more concrete. Let me Straighten this out a bit…