Tag: cost-sharing reductions

Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Healthcare Reform 2.0: What Do the New Proposals Mean?

A few months ago, the U.S. House of Representatives passed the American Healthcare Act (AHCA). The bill next went to the Senate, which created several of its own bills, including the Better Care Reconciliation Act (BCRA).  While these bills are not actively being debated as I write this, they are far from dead, as is the “repeal and replace” debate, which still rages.

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Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Drug Company Magic, Part 3

“Did you know that health insurance companies that participate in federal or state programs also have stricter gross margin/profit caps on that business? For example, the Medicaid health plans in Louisiana have to pay state and local taxes, and they pay for all administration on 15 percent of the payments they get from the state for managing care of Medicaid patients.”

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Category: ACA and Policy, Cost of Healthcare, Government Programs, Health and Wellness, Health Insurance

Policy Points #3 – Putting the Brakes on Runaway Rate Increases: Mike Bertaut Explains How to Fix the Affordable Care Act

The candidates on the campaign trail have their opinions about how to fix the Affordable Care Act (ACA), how to make health insurance marketplaces work better and how to get everybody insured. Every policy wonk and think tank in America has weighed in on the problem. Of course, their solutions are all in alignment with their institutional biases on how healthcare OUGHT to work in America.

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Category: Cost of Healthcare, Health and Wellness

The Power of Information: Quality Blue Primary Care Program

By Michael Bertaut, Healthcare Economist

Anyone who has put together a home budget can tell you that the simplest (in theory) way to save money is to spend less. That applies to healthcare as well. At Blue Cross, we spend 84% of your premiums on actual healthcare, so we can make the biggest impact in controlling premium costs by actually keeping healthcare spending lower.

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