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Category: ACA and Policy, Cost of Healthcare, Health Insurance

No Reward for Loyalty

Blue Cross has an active social media presence on Facebook, Twitter and Pinterest. We got this Facebook message from a member, and this is my response.

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Image shows the words "I Love" and the Blue Cross and Blue Shield of Louisiana logo on a blue background
Category: ACA and Policy, Cost of Healthcare, Health Insurance

Why I Love Working for Blue Cross and Blue Shield of Louisiana

I love working for Blue Cross and Blue Shield of Louisiana. And I am 100% sold on the notion that the best way to pay for a person’s healthcare is by creating entities just like us and giving them the freedom to make local decisions and manage our healthcare funds.

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Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

‘If You Like Your Plan, You Can Keep It! (Meh! Not so much!)’

The pictured quote was part of a weekly address from President Obama in August 2009.

One of the most confusing parts of the Patient Protection and Affordable Care Act (PPACA) is the notion of a “direct from Washington D.C.” definition of health insurance called an “ACA Compliant Health Plan.”

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Category: Government Programs, Health Insurance

Open Enrollment 2016: What to Expect

The Open Enrollment Period for 2016 health insurance plans on healthcare.gov started Nov. 1 and runs through Jan. 31, 2016. This is a good  time to point out some of the changes and offer some advice as you shop for your 2016 health plans.

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Category: Cost of Healthcare, Health Insurance

Drug Company Magic

The fastest-growing part of your health insurance premiums may not be immediately obvious to you.  It’s not hospital costs or doctor’s costs or the cost of lab services, X-rays or surgeries. The answer is spellbinding…

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Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Failure of Co-Ops Reflects Poorly on ACA

By Michael Bertaut, Healthcare Economist

Perhaps the saddest tale of the Affordable Care Act (ACA) is the saga of the co-ops. These plans were asked to do the absolute impossible and it’s no surprise that they haven’t accomplished it.

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