Category: ACA and Policy

Category: ACA and Policy, Cost of Healthcare, Health Insurance

Wouldn’t More Competition Lower My Rates? Depends on the TYPE of Competition: Disruption in Healthcare, Part 1

A few weeks ago, I was invited to speak at a large meeting of employers who offer health insurance (and lots of other benefits) to their employees. All of them said they are struggling with continuing to pay for those benefits. As we entered the Q&A portion of the program, a very nice lady about halfway back stood up and fired a broadside at me:

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Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Drug Company Magic, Part 3

“Did you know that health insurance companies that participate in federal or state programs also have stricter gross margin/profit caps on that business? For example, the Medicaid health plans in Louisiana have to pay state and local taxes, and they pay for all administration on 15 percent of the payments they get from the state for managing care of Medicaid patients.”

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Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Shoring Up Healthcare.Gov

Blue Cross considers it an important part of our mission to improve the health and lives and Louisianians. We want to give our family, friends and neighbors financial security in their day-to-day lives against terrible illnesses, give them a clear path to improving their health and help them put off chronic disease for as long as possible. A better quality of life for everyone is our goal, and we’re currently doing that as a participant in healthcare.gov.

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