Category: Cost of Healthcare, Government Programs, Health Insurance

My Son Just Turned 26 and He’s Off My Insurance! What Do I Do Now?

Legislation, both state and federal, has a unique way of imposing rather artificial life transitions on us. When I turned 15 years old in the mid-70s, I was immediately eligible (after taking a VERY simple test and paying $5) to drive a car, alone, anywhere I wanted to go. No auto insurance was required, by the way. At my 18th birthday, I was legally able to join the military, vote, and buy and drink alcohol. I was dubbed by society at that point a fully featured “adult.” In the 70s.

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Category: ACA and Policy, Health Insurance

The Fifth Circuit Court Has Decided

The U.S. Fifth Circuit Court of Appeals on Wednesday ruled that the Affordable Care Act’s individual mandate is unconstitutional.

It’s a big ruling, the second step in a long process to determine the future of the law. But the Fifth Circuit stopped short of what the people who brought the lawsuit wanted. In fact, the judges on the Fifth Circuit, right here in Louisiana, sent the lawsuit back to the district judge in Texas to “conduct a more searching inquiry” into which parts of the law could survive without the mandate. Read more

Category: Health and Wellness

Can Being Lonely Kill You Before Your Time?

One of the most precious people in my life growing up was my paternal grandmother. Her name was Catherine, and her sisters and brothers called her Kitty.

Kitty was born in 1911, one of nine children, and lived her early life on a sugarcane farm near Donaldsonville, Louisiana. She married her next-door neighbor in 1934. My father, her only child, was born in 1938. Her husband, Carroll II, worked during the Great Depression anywhere he could, including building out the levees after the 1927 flood on the Mississippi River, sweeping the floors at the railroad station, and pumping gas. Read more

Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Medicare for All: What are the Risks?

I watched the Affordable Care Act completely change the way health insurance is paid for and delivered over the past decade. Today, I think it’s prudent to apply some of what I’ve learned on those front lines to the current healthcare debate: Medicare for All.

As you might expect, there are many risks and many unknowns in this proposed massive undertaking that would re-route 20% of our country’s Gross Domestic Product (GDP).

Here are the top 10 things I believe will have to be carefully thought out before such a program has a chance of success. Read more

Category: Health Insurance

Embracing Modern Technology to Enable Blue Cross to Lead Change

Today, I want to introduce you to a remarkable woman leading our information technology division here at Blue Cross. Sue Kozik has built a career in healthcare IT, and now she’s bringing that expertise to Blue Cross.

With her passion for using smart technology to support business strategy, Sue is leading fundamental changes in Blue Cross’ IT, strategy and project management approach. By modernizing our technology, Sue is enabling our members to make better healthcare choices with better information available to them. Read more