Category: Health Insurance

Category: Cost of Healthcare, Government Programs, Health Insurance

My Son Just Turned 26 and He’s Off My Insurance! What Do I Do Now?

Legislation, both state and federal, has a unique way of imposing rather artificial life transitions on us. When I turned 15 years old in the mid-70s, I was immediately eligible (after taking a VERY simple test and paying $5) to drive a car, alone, anywhere I wanted to go. No auto insurance was required, by the way. At my 18th birthday, I was legally able to join the military, vote, and buy and drink alcohol. I was dubbed by society at that point a fully featured “adult.” In the 70s.

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Category: ACA and Policy, Health Insurance

The Fifth Circuit Court Has Decided

The U.S. Fifth Circuit Court of Appeals on Wednesday ruled that the Affordable Care Act’s individual mandate is unconstitutional.

It’s a big ruling, the second step in a long process to determine the future of the law. But the Fifth Circuit stopped short of what the people who brought the lawsuit wanted. In fact, the judges on the Fifth Circuit, right here in Louisiana, sent the lawsuit back to the district judge in Texas to “conduct a more searching inquiry” into which parts of the law could survive without the mandate. Read more

Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Medicare for All: What are the Risks?

I watched the Affordable Care Act completely change the way health insurance is paid for and delivered over the past decade. Today, I think it’s prudent to apply some of what I’ve learned on those front lines to the current healthcare debate: Medicare for All.

As you might expect, there are many risks and many unknowns in this proposed massive undertaking that would re-route 20% of our country’s Gross Domestic Product (GDP).

Here are the top 10 things I believe will have to be carefully thought out before such a program has a chance of success. Read more

Category: Health Insurance

Embracing Modern Technology to Enable Blue Cross to Lead Change

Today, I want to introduce you to a remarkable woman leading our information technology division here at Blue Cross. Sue Kozik has built a career in healthcare IT, and now she’s bringing that expertise to Blue Cross.

With her passion for using smart technology to support business strategy, Sue is leading fundamental changes in Blue Cross’ IT, strategy and project management approach. By modernizing our technology, Sue is enabling our members to make better healthcare choices with better information available to them. Read more

Category: Government Programs, Health Insurance

Looking for Straight Talk on Medicare?

Medicare’s Annual Enrollment Period runs from Oct. 15 to Dec. 7, 2019. If you have Medicare, this is the time to make changes to your plan. But before you do, it’s important to understand how it all works.

Here’s a quick breakdown of Medicare:

Part A covers care you get when you are in the hospital, in a skilled nursing facility, in hospice or, in very limited circumstances, when you are at home. Read more

Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Is Single-Payer Healthcare a Single-Sided Salad Bar?

According to a new Kaiser Family Foundation poll, which asks Americans about healthcare topics each month, support for Medicare-for-all, which we’ve called “singlepayer healthcare” in these pages, has narrowed in recent months. In a poll conducted Oct. 3 – 8, 2019, 51% of those polled said they favor a national health plan and 47% opposed. That’s a 5% drop since the beginning of the year.

It seems Americans are starting to think similarly to me – single-payer healthcare will narrow our choices when it comes to healthcare. Read more