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What a Long Strange Trip It’s Been: Are Health Insurance Premium Prices Going Down?

By |August 14th, 2018|

Has any topic in the past decade or so been more confusing, messier, or more fraught with political and personal angst than health insurance premium pricing? Let’s break down what’s been going on, starting with the Employer Health Insurance Market, where 90% of us get our healthcare coverage.

Employer-Based Healthcare
Nationwide, employers […]

Will An Association Health Plan Make My Insurance Cheaper?

By |July 13th, 2018|

Last fall, the President signed an executive order that REQUIRES three federal agencies to formalize some Affordable Care Act (ACA) escape routes. The agencies recently started to issue final rules on those orders, and I have some thoughts on these things now that they are more concrete. Let me Straighten […]

What is Health Insurance, Exactly?

By |June 13th, 2018|

Every so often, I go on WRKF’s Talk Louisiana with Jim Engster and talk about what’s happening in health insurance, healthcare reform and other topics on. I was on the air just this week when I got this question:

“You cannot buy your health. Why do I have to pay for […]

So, What’s a Short-Term Limited Duration (STLD) Health Insurance Policy?

By |May 7th, 2018|

Fourteen years ago, I was working for a collapsing telecom company that had just shut down the division I worked for and laid off about 70 of us. Three months later, I began my career here at Blue Cross, and as a cancer survivor, you might imagine I was VERY […]

Straight Talk on How We Spend Your Money

By |January 30th, 2018|

Want the Straight Talk on how we spend your money? Healthcare Economist Mike Bertaut lays it out, in plain English, in this video from Blue Cross and Blue Shield of Louisiana.

The dollars you pay us for health insurance go right back out to pay the medical expenses for you and […]