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What a Long Strange Trip It’s Been: Are Health Insurance Premium Prices Going Down?

By |August 14th, 2018|

Has any topic in the past decade or so been more confusing, messier, or more fraught with political and personal angst than health insurance premium pricing? Let’s break down what’s been going on, starting with the Employer Health Insurance Market, where 90% of us get our healthcare coverage.

Employer-Based Healthcare
Nationwide, employers […]

What Is Going On with Risk Adjustment Payments?

By |July 18th, 2018|

You may have seen news coverage recently about changes to something called the “risk adjustment program.”  In this blog, I’ll explain what that means and whether or not it will affect you.

Background
Earlier this month, the Centers for Medicare & Medicaid Services (CMS) announced that it was suspending the risk adjustment […]

Will An Association Health Plan Make My Insurance Cheaper?

By |July 13th, 2018|

Last fall, the President signed an executive order that REQUIRES three federal agencies to formalize some Affordable Care Act (ACA) escape routes. The agencies recently started to issue final rules on those orders, and I have some thoughts on these things now that they are more concrete. Let me Straighten […]

Selling Across State Lines

By |June 27th, 2018|

One of the concerns about health insurance shopping is a lack of choices, especially in the individual market. We are one of just two plans on healthcare.gov still offering plans across Louisiana, even as other health plans have dropped out over the past few years

Many people have brought up the […]

What? Me, Worry?

By |June 20th, 2018|

Sometimes we get emails and communications from our members that project a ton of uncertainty and fear. Like this one:
“Why isn’t BCBS actively, openly, LOUDLY fighting the current Administration’s efforts to dismantle the ACA? How will I be able to afford my medications? How will I be able to see […]