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Podcast: Straight Talk with Michael Bertaut, Episode 5

By |September 18th, 2018|

Fever, rash, cut, break? Sudden medical issues can be scary and knowing where to go to get treatment when is confusing and can be a major pain, on top of that illness or injury.

Today, I’ll explain why getting the right care at the right place with the right type of […]

Penny-Wise and Pound Foolish: How Big Data Shows Employers the Value of a Unified Health Plan

By |September 11th, 2018|

About 90% of us have health insurance from birth to age 64 because we either have a job, retired from a job or are related to someone who has or retired from a job.

As we’ve discussed in these pages before, employer-sponsored health insurance still covers, even in this era of […]

What a Long Strange Trip It’s Been: Are Health Insurance Premium Prices Going Down?

By |August 14th, 2018|

Has any topic in the past decade or so been more confusing, messier, or more fraught with political and personal angst than health insurance premium pricing? Let’s break down what’s been going on, starting with the Employer Health Insurance Market, where 90% of us get our healthcare coverage.

Employer-Based Healthcare
Nationwide, employers […]

What Is Going On with Risk Adjustment Payments?

By |July 18th, 2018|

You may have seen news coverage recently about changes to something called the “risk adjustment program.”  In this blog, I’ll explain what that means and whether or not it will affect you.

Background
Earlier this month, the Centers for Medicare & Medicaid Services (CMS) announced that it was suspending the risk adjustment […]

Selling Across State Lines

By |June 27th, 2018|

One of the concerns about health insurance shopping is a lack of choices, especially in the individual market. We are one of just two plans on healthcare.gov still offering plans across Louisiana, even as other health plans have dropped out over the past few years

Many people have brought up the […]